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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,739 | $103,392-4.5% | $87,104+13.4% | $152,897-35.4% |
| Participation rate | 62.5% | 79.4%-16.9pp | 76.9%-14.4pp | 82.5%-20.0pp |
| Annual return | 19.21% | 28.10%-8.9pp | 28.19%-9.0pp | 345.43%-326.2pp |
| Employer contribution / active EE | $958 | $3,221-70.2% | $2,521-62.0% | $4,764-79.9% |
| Participant deferral / active EE | $2,340 | $4,778-51.0% | $4,048-42.2% | $5,851-60.0% |
| Admin fee / account holder | $3 | $12,194-100.0% | $7,491-100.0% | $11,599-100.0% |