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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,940 | $106,918-4.7% | $84,021+21.3% | $152,897-33.3% |
| Participation rate | 71.4% | 75.2%-3.8pp | 69.0%+2.4pp | 82.5%-11.0pp |
| Annual return | 26.83% | 105.01%-78.2pp | 71.32%-44.5pp | 345.43%-318.6pp |
| Employer contribution / active EE | $876 | $2,735-68.0% | $1,984-55.8% | $4,764-81.6% |
| Participant deferral / active EE | $1,081 | $4,012-73.1% | $3,239-66.6% | $5,851-81.5% |
| Admin fee / account holder | $2,125 | $8,288-74.4% | $6,102-65.2% | $11,599-81.7% |