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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,882 | $76,551-44.0% | $123,894-65.4% | $62,881-31.8% |
| Participation rate | 79.5% | 73.0%+6.5pp | 81.4%-1.9pp | 69.3%+10.2pp |
| Annual return | 5.80% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $457 | $2,882-84.1% | $4,617-90.1% | $2,281-80.0% |
| Participant deferral / active EE | $5,433 | $4,840+12.3% | $5,984-9.2% | $3,203+69.6% |
| Admin fee / account holder | $1,528 | $4,826-68.3% | $8,357-81.7% | $4,296-64.4% |