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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,841 | $217,432-5.3% | $185,849+10.8% | $167,536+22.9% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 13.27% | 148.42%-135.1pp | 122.10%-108.8pp | 478.82%-465.5pp |
| Employer contribution / active EE | $2,491 | $5,875-57.6% | $5,169-51.8% | $4,839-48.5% |
| Participant deferral / active EE | $8,355 | $6,357+31.4% | $5,569+50.0% | $6,342+31.7% |
| Admin fee / account holder | $32,143 | $19,818+62.2% | $16,244+97.9% | $12,315+161.0% |