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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,980 | $138,102+47.0% | $125,381+61.9% | $134,532+50.9% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -20.71% | 750.73%-771.4pp | 572.31%-593.0pp | 418.27%-439.0pp |
| Employer contribution / active EE | $4,135 | $5,245-21.2% | $4,815-14.1% | $4,741-12.8% |
| Participant deferral / active EE | $14,444 | $7,801+85.2% | $7,448+93.9% | $6,401+125.7% |
| Admin fee / account holder | $2,675 | $11,568-76.9% | $10,007-73.3% | $11,429-76.6% |