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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,947 | $165,399-72.2% | $149,745-69.3% | $158,982-71.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.60% | 348.34%-334.7pp | 276.72%-263.1pp | 302.99%-289.4pp |
| Employer contribution / active EE | $1,307 | $5,105-74.4% | $4,646-71.9% | $4,763-72.6% |
| Participant deferral / active EE | $5,086 | $7,183-29.2% | $6,843-25.7% | $5,983-15.0% |
| Admin fee / account holder | $454 | $10,811-95.8% | $9,312-95.1% | $11,252-96.0% |