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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,821 | $180,459-29.2% | $154,108-17.1% | $135,380-5.6% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -9.98% | 888.21%-898.2pp | 735.21%-745.2pp | 519.81%-529.8pp |
| Employer contribution / active EE | $3,255 | $6,035-46.1% | $5,298-38.6% | $4,779-31.9% |
| Participant deferral / active EE | $9,176 | $5,806+58.0% | $5,081+80.6% | $5,609+63.6% |
| Admin fee / account holder | $2,290 | $16,145-85.8% | $13,411-82.9% | $10,828-78.8% |