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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,621 | $100,203-95.4% | $85,240-94.6% | $145,897-96.8% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 10.99% | 84.28%-73.3pp | 66.75%-55.8pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,463 | $3,242-54.9% | $2,735-46.5% | $4,663-68.6% |
| Participant deferral / active EE | $2,335 | $5,299-55.9% | $4,527-48.4% | $6,689-65.1% |
| Admin fee / account holder | $723 | $7,265-90.0% | $6,165-88.3% | $13,390-94.6% |