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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,742 | $108,882-93.8% | $96,754-93.0% | $154,746-95.6% |
| Participation rate | 92.3% | 75.1%+17.2pp | 70.3%+22.0pp | 80.7%+11.6pp |
| Annual return | 15.44% | 98.39%-82.9pp | 82.04%-66.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,144 | $3,018-62.1% | $2,679-57.3% | $4,379-73.9% |
| Participant deferral / active EE | $1,935 | $5,323-63.6% | $4,758-59.3% | $6,730-71.2% |
| Admin fee / account holder | $1,038 | $10,200-89.8% | $8,905-88.3% | $14,365-92.8% |