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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,959 | $77,817-69.2% | $123,553-80.6% | $64,173-62.7% |
| Participation rate | 92.6% | 74.7%+17.9pp | 82.3%+10.3pp | 69.6%+23.0pp |
| Annual return | -9.91% | 12.49%-22.4pp | 119.21%-129.1pp | 7.63%-17.5pp |
| Employer contribution / active EE | $5,572 | $3,014+84.9% | $4,628+20.4% | $2,381+134.0% |
| Participant deferral / active EE | $3,357 | $5,240-35.9% | $6,426-47.8% | $3,470-3.3% |
| Admin fee / account holder | $5,700 | $5,519+3.3% | $9,284-38.6% | $4,887+16.6% |