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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,690 | $89,515-70.2% | $103,065-74.1% | $80,959-67.0% |
| Participation rate | 90.0% | 76.0%+14.0pp | 80.6%+9.4pp | 67.7%+22.3pp |
| Annual return | 8.87% | 22.82%-13.9pp | 23.95%-15.1pp | 35.67%-26.8pp |
| Employer contribution / active EE | $1,464 | $4,015-63.5% | $4,675-68.7% | $2,757-46.9% |
| Participant deferral / active EE | $4,387 | $5,463-19.7% | $6,625-33.8% | $4,300+2.0% |
| Admin fee / account holder | $305 | $6,527-95.3% | $9,349-96.7% | $6,925-95.6% |