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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,616 | $71,878-67.1% | $86,698-72.8% | $68,486-65.5% |
| Participation rate | 71.4% | 72.2%-0.8pp | 76.6%-5.2pp | 67.9%+3.5pp |
| Annual return | -18.69% | 3.53%-22.2pp | 35.95%-54.6pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,933 | $2,173-11.1% | $2,837-31.9% | $2,597-25.6% |
| Participant deferral / active EE | $4,239 | $3,779+12.2% | $4,656-9.0% | $4,028+5.3% |
| Admin fee / account holder | $958 | $6,113-84.3% | $7,493-87.2% | $5,404-82.3% |