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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,043 | $85,171-3.7% | $172,752-52.5% | $72,975+12.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.18% | 27.32%-4.1pp | 802.97%-779.8pp | 81.01%-57.8pp |
| Employer contribution / active EE | $1,471 | $3,324-55.8% | $5,144-71.4% | $2,440-39.7% |
| Participant deferral / active EE | $4,689 | $3,260+43.8% | $5,198-9.8% | $3,608+30.0% |
| Admin fee / account holder | $2,259 | $5,880-61.6% | $13,955-83.8% | $5,124-55.9% |