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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,206 | $85,171+23.5% | $172,753-39.1% | $72,976+44.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 13.63% | 27.32%-13.7pp | 803.00%-789.4pp | 81.02%-67.4pp |
| Employer contribution / active EE | $3,861 | $3,324+16.1% | $5,144-24.9% | $2,440+58.2% |
| Participant deferral / active EE | $4,920 | $3,260+50.9% | $5,198-5.4% | $3,608+36.4% |
| Admin fee / account holder | $1,197 | $5,880-79.6% | $13,956-91.4% | $5,124-76.6% |