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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,864 | $109,411-8.7% | $89,435+11.7% | $158,982-37.2% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 12.42% | 345.68%-333.3pp | 245.55%-233.1pp | 302.99%-290.6pp |
| Employer contribution / active EE | $1,448 | $3,173-54.3% | $2,587-44.0% | $4,763-69.6% |
| Participant deferral / active EE | $1,647 | $4,600-64.2% | $3,890-57.7% | $5,983-72.5% |
| Admin fee / account holder | $596 | $6,159-90.3% | $4,884-87.8% | $11,252-94.7% |