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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,347 | $88,672-72.5% | $105,223-76.9% | $82,448-70.5% |
| Participation rate | 72.7% | 67.9%+4.8pp | 75.0%-2.3pp | 68.1%+4.7pp |
| Annual return | 19.19% | 30.86%-11.7pp | 180.65%-161.5pp | 41.64%-22.5pp |
| Employer contribution / active EE | $4,469 | $3,048+46.6% | $3,689+21.2% | $2,551+75.2% |
| Participant deferral / active EE | $2,784 | $4,036-31.0% | $5,072-45.1% | $4,139-32.7% |
| Admin fee / account holder | $450 | $7,146-93.7% | $8,859-94.9% | $7,234-93.8% |