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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,365 | $181,896-28.9% | $156,551-17.4% | $273,972-52.8% |
| Participation rate | 78.6% | 88.4%-9.8pp | 84.0%-5.4pp | 83.0%-4.4pp |
| Annual return | 5.54% | 30.74%-25.2pp | 32.23%-26.7pp | 41.46%-35.9pp |
| Employer contribution / active EE | $5,169 | $6,248-17.3% | $5,501-6.0% | $4,869+6.2% |
| Participant deferral / active EE | $6,272 | $5,550+13.0% | $4,871+28.8% | $5,287+18.6% |
| Admin fee / account holder | $1,728 | $15,560-88.9% | $13,028-86.7% | $10,133-82.9% |