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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,639 | $175,259-59.7% | $149,723-52.8% | $139,487-49.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.52% | 166.82%-148.3pp | 134.50%-116.0pp | 373.84%-355.3pp |
| Employer contribution / active EE | $3,629 | $5,478-33.8% | $4,821-24.7% | $4,755-23.7% |
| Participant deferral / active EE | $5,062 | $6,522-22.4% | $5,682-10.9% | $6,713-24.6% |
| Admin fee / account holder | $1,418 | $16,158-91.2% | $13,215-89.3% | $11,407-87.6% |