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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,106 | $52,279+16.9% | $89,435-31.7% | $79,856-23.5% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 11.49% | 22.16%-10.7pp | 245.55%-234.1pp | 31.71%-20.2pp |
| Employer contribution / active EE | $10,037 | $1,572+538.7% | $2,587+288.0% | $2,471+306.2% |
| Participant deferral / active EE | $4,220 | $2,740+54.0% | $3,890+8.5% | $3,741+12.8% |
| Admin fee / account holder | $14,867 | $3,356+343.0% | $4,884+204.4% | $5,306+180.2% |