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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,636 | $183,592-29.9% | $155,574-17.3% | $145,877-11.8% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 11.91% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,799 | $5,317-66.2% | $4,676-61.5% | $4,663-61.4% |
| Participant deferral / active EE | $4,541 | $6,466-29.8% | $5,629-19.3% | $6,691-32.1% |
| Admin fee / account holder | $6,089 | $19,316-68.5% | $15,914-61.7% | $13,402-54.6% |