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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,029 | $172,111-13.4% | $150,298-0.8% | $137,256+8.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.33% | 69.37%-52.0pp | 62.79%-45.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $10,851 | $4,636+134.0% | $4,154+161.2% | $4,156+161.1% |
| Participant deferral / active EE | $5,509 | $6,166-10.7% | $5,453+1.0% | $6,407-14.0% |
| Admin fee / account holder | $814 | $16,471-95.1% | $14,116-94.2% | $12,270-93.4% |