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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,949 | $48,570+19.3% | $130,660-55.6% | $72,976-20.6% |
| Participation rate | 40.0% | 58.6%-18.6pp | 71.7%-31.7pp | 69.5%-29.5pp |
| Annual return | 22.21% | 38.63%-16.4pp | 1709.29%-1687.1pp | 81.02%-58.8pp |
| Employer contribution / active EE | $321 | $1,334-75.9% | $4,092-92.2% | $2,440-86.8% |
| Participant deferral / active EE | $1,815 | $2,384-23.9% | $3,603-49.6% | $3,608-49.7% |
| Admin fee / account holder | $7,506 | $3,549+111.5% | $5,463+37.4% | $5,124+46.5% |