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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,528 | $168,635+69.9% | $147,617+94.1% | $125,389+128.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.92% | 77.65%-82.6pp | 61.98%-66.9pp | 282.24%-287.2pp |
| Employer contribution / active EE | $8,420 | $6,252+34.7% | $5,564+51.3% | $4,866+73.0% |
| Participant deferral / active EE | $11,767 | $5,507+113.7% | $4,895+140.4% | $5,352+119.9% |
| Admin fee / account holder | $18,006 | $13,580+32.6% | $11,612+55.1% | $9,541+88.7% |