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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,320 | $185,312-9.2% | $161,489+4.2% | $154,746+8.8% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 9.95% | 103.84%-93.9pp | 89.72%-79.8pp | 172.34%-162.4pp |
| Employer contribution / active EE | $3,743 | $4,769-21.5% | $4,268-12.3% | $4,379-14.5% |
| Participant deferral / active EE | $5,111 | $6,350-19.5% | $5,630-9.2% | $6,730-24.1% |
| Admin fee / account holder | $132,817 | $18,654+612.0% | $16,006+729.8% | $14,365+824.6% |