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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,916 | $76,696-58.4% | $96,515-66.9% | $71,511-55.4% |
| Participation rate | 70.2% | 66.6%+3.6pp | 74.3%-4.2pp | 67.9%+2.2pp |
| Annual return | 123.55% | 48.32%+75.2pp | 35.73%+87.8pp | 28.86%+94.7pp |
| Employer contribution / active EE | $3,230 | $3,032+6.6% | $3,740-13.6% | $2,589+24.8% |
| Participant deferral / active EE | $4,166 | $3,770+10.5% | $4,880-14.6% | $4,291-2.9% |
| Admin fee / account holder | $1,712 | $2,030-15.6% | $6,735-74.6% | $1,588+7.8% |