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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,612 | $88,710+119.4% | $81,783+138.0% | $145,959+33.3% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 11.61% | 1027.26%-1015.7pp | 775.05%-763.4pp | 561.95%-550.3pp |
| Employer contribution / active EE | $4,497 | $3,083+45.8% | $2,913+54.4% | $4,661-3.5% |
| Participant deferral / active EE | $7,364 | $4,645+58.5% | $4,320+70.4% | $6,689+10.1% |
| Admin fee / account holder | $2,676 | $8,407-68.2% | $7,380-63.7% | $13,398-80.0% |