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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,646 | $138,075-43.0% | $123,552-36.3% | $135,379-41.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.25% | 153.70%-167.0pp | 119.20%-132.5pp | 519.79%-533.0pp |
| Employer contribution / active EE | $7,599 | $5,152+47.5% | $4,628+64.2% | $4,779+59.0% |
| Participant deferral / active EE | $7,633 | $6,800+12.3% | $6,426+18.8% | $5,609+36.1% |
| Admin fee / account holder | $1,212 | $10,917-88.9% | $9,285-86.9% | $10,828-88.8% |