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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,884 | $176,786-85.9% | $146,643-83.0% | $167,536-85.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.16% | 24.04%-11.9pp | 22.75%-10.6pp | 478.82%-466.7pp |
| Employer contribution / active EE | $2,456 | $5,161-52.4% | $4,137-40.6% | $4,839-49.3% |
| Participant deferral / active EE | $16,411 | $6,440+154.8% | $5,506+198.0% | $6,342+158.8% |
| Admin fee / account holder | $29,812 | $13,262+124.8% | $10,280+190.0% | $12,315+142.1% |