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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,435 | $138,076+35.0% | $123,553+50.9% | $135,380+37.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.09% | 153.70%-164.8pp | 119.21%-130.3pp | 519.81%-530.9pp |
| Employer contribution / active EE | $4,159 | $5,152-19.3% | $4,628-10.1% | $4,779-13.0% |
| Participant deferral / active EE | $6,477 | $6,800-4.7% | $6,426+0.8% | $5,609+15.5% |
| Admin fee / account holder | $687 | $10,917-93.7% | $9,284-92.6% | $10,828-93.7% |