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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $770,793 | $175,259+339.8% | $149,723+414.8% | $139,487+452.6% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 9.73% | 166.82%-157.1pp | 134.50%-124.8pp | 373.84%-364.1pp |
| Employer contribution / active EE | $11,862 | $5,478+116.5% | $4,821+146.0% | $4,755+149.5% |
| Participant deferral / active EE | $7,500 | $6,522+15.0% | $5,682+32.0% | $6,713+11.7% |
| Admin fee / account holder | $1,718 | $16,158-89.4% | $13,215-87.0% | $11,407-84.9% |