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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,881 | $107,363-26.5% | $92,909-15.1% | $152,897-48.4% |
| Participation rate | 95.8% | 79.8%+16.0pp | 76.0%+19.8pp | 82.5%+13.4pp |
| Annual return | 20.63% | 145.63%-125.0pp | 109.44%-88.8pp | 345.43%-324.8pp |
| Employer contribution / active EE | $3,543 | $4,222-16.1% | $3,653-3.0% | $4,764-25.6% |
| Participant deferral / active EE | $4,397 | $4,848-9.3% | $4,238+3.7% | $5,851-24.9% |
| Admin fee / account holder | $1,045 | $7,082-85.2% | $5,795-82.0% | $11,599-91.0% |