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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,251 | $183,592+54.3% | $155,574+82.1% | $145,877+94.2% |
| Participation rate | 81.3% | 82.7%-1.4pp | 78.2%+3.0pp | 80.3%+0.9pp |
| Annual return | 16.10% | 61.37%-45.3pp | 64.87%-48.8pp | 551.28%-535.2pp |
| Employer contribution / active EE | $2,907 | $5,317-45.3% | $4,676-37.8% | $4,663-37.7% |
| Participant deferral / active EE | $7,744 | $6,466+19.8% | $5,629+37.6% | $6,691+15.7% |
| Admin fee / account holder | $12,329 | $19,316-36.2% | $15,914-22.5% | $13,402-8.0% |