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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,251 | $183,539+54.3% | $155,556+82.1% | $145,897+94.1% |
| Participation rate | 81.3% | 82.7%-1.5pp | 78.2%+3.0pp | 80.3%+0.9pp |
| Annual return | 16.10% | 61.31%-45.2pp | 64.84%-48.7pp | 552.29%-536.2pp |
| Employer contribution / active EE | $2,907 | $5,315-45.3% | $4,675-37.8% | $4,663-37.7% |
| Participant deferral / active EE | $7,744 | $6,467+19.7% | $5,631+37.5% | $6,689+15.8% |
| Admin fee / account holder | $12,329 | $19,275-36.0% | $15,885-22.4% | $13,390-7.9% |