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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,128 | $185,312+81.4% | $161,489+108.1% | $154,746+117.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 26.35% | 103.84%-77.5pp | 89.72%-63.4pp | 172.34%-146.0pp |
| Employer contribution / active EE | $11,133 | $4,769+133.4% | $4,268+160.8% | $4,379+154.2% |
| Participant deferral / active EE | $7,990 | $6,350+25.8% | $5,630+41.9% | $6,730+18.7% |
| Admin fee / account holder | $2,040 | $18,654-89.1% | $16,006-87.3% | $14,365-85.8% |