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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,704 | $99,345+247.0% | $84,753+306.7% | $273,970+25.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.57% | 22.93%-20.4pp | 22.78%-20.2pp | 41.46%-38.9pp |
| Employer contribution / active EE | $6,000 | $4,214+42.4% | $3,574+67.9% | $4,869+23.2% |
| Participant deferral / active EE | $6,000 | $4,270+40.5% | $3,712+61.6% | $5,287+13.5% |
| Admin fee / account holder | $149,023 | $6,645+2142.5% | $5,333+2694.3% | $10,132+1370.8% |