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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,367 | $222,882-98.5% | $182,153-98.2% | $198,609-98.3% |
| Participation rate | 0.0% | 67.8%-67.8pp | 65.7%-65.7pp | 82.4%-82.4pp |
| Annual return | 18.48% | 38.53%-20.0pp | 35.04%-16.6pp | 202.70%-184.2pp |
| Employer contribution / active EE | $0 | $2,741-100.0% | $2,593-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $0 | $4,212-100.0% | $3,776-100.0% | $6,977-100.0% |
| Admin fee / account holder | $16,870 | $8,972+88.0% | $9,477+78.0% | $19,030-11.4% |