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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,250 | $102,638-31.6% | $81,991-14.3% | $158,966-55.8% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.3%+10.7pp | 82.0%-2.0pp |
| Annual return | 16.27% | 61.05%-44.8pp | 41.31%-25.0pp | 302.95%-286.7pp |
| Employer contribution / active EE | $1,484 | $3,241-54.2% | $2,498-40.6% | $4,762-68.8% |
| Participant deferral / active EE | $3,922 | $4,649-15.6% | $3,722+5.4% | $5,983-34.4% |
| Admin fee / account holder | $29,051 | $8,237+252.7% | $5,665+412.8% | $11,250+158.2% |