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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,028 | $73,978-68.9% | $96,515-76.1% | $75,173-69.4% |
| Participation rate | 73.1% | 66.4%+6.6pp | 74.3%-1.3pp | 67.2%+5.9pp |
| Annual return | 17.89% | 26.72%-8.8pp | 35.73%-17.8pp | 160.72%-142.8pp |
| Employer contribution / active EE | $2,031 | $2,931-30.7% | $3,740-45.7% | $2,671-24.0% |
| Participant deferral / active EE | $3,984 | $3,660+8.9% | $4,880-18.3% | $4,126-3.4% |
| Admin fee / account holder | $4,744 | $5,219-9.1% | $6,735-29.6% | $5,651-16.0% |