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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,112 | $81,331+73.5% | $155,534-9.3% | $80,935+74.4% |
| Participation rate | 86.0% | 66.3%+19.8pp | 78.2%+7.8pp | 67.7%+18.4pp |
| Annual return | 47.31% | 33.37%+13.9pp | 64.92%-17.6pp | 35.66%+11.7pp |
| Employer contribution / active EE | $3,628 | $3,105+16.9% | $4,675-22.4% | $2,757+31.6% |
| Participant deferral / active EE | $4,733 | $3,454+37.0% | $5,630-15.9% | $4,299+10.1% |
| Admin fee / account holder | $3,380 | $7,999-57.7% | $15,900-78.7% | $6,924-51.2% |