Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,502 | $98,766-84.3% | $149,730-89.6% | $79,852-80.6% |
| Participation rate | 54.3% | 75.8%-21.5pp | 82.5%-28.2pp | 69.6%-15.4pp |
| Annual return | 9.49% | 27.43%-17.9pp | 276.70%-267.2pp | 31.72%-22.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,927 | $5,681-66.1% | $6,843-71.8% | $3,740-48.5% |
| Admin fee / account holder | $4,065 | $6,052-32.8% | $9,310-56.3% | $5,306-23.4% |