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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,412 | $58,523-83.9% | $99,475-90.5% | $72,975-87.1% |
| Participation rate | 100.0% | 64.6%+35.4pp | 73.8%+26.2pp | 69.5%+30.5pp |
| Annual return | 0.00% | 28.51%-28.5pp | 30.72%-30.7pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,495 | $1,512-1.1% | $2,540-41.1% | $2,440-38.7% |
| Participant deferral / active EE | $2,593 | $2,606-0.5% | $3,619-28.3% | $3,608-28.1% |
| Admin fee / account holder | $1,140 | $4,102-72.2% | $6,252-81.8% | $5,124-77.8% |