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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,790 | $73,107-23.7% | $114,563-51.3% | $87,485-36.2% |
| Participation rate | 55.3% | 65.8%-10.5pp | 72.9%-17.6pp | 68.9%-13.6pp |
| Annual return | 19.63% | 19.47%+0.2pp | 241.09%-221.5pp | 26.06%-6.4pp |
| Employer contribution / active EE | $1,818 | $1,881-3.3% | $2,592-29.8% | $2,596-30.0% |
| Participant deferral / active EE | $3,289 | $3,144+4.6% | $4,142-20.6% | $4,274-23.0% |
| Admin fee / account holder | $2,914 | $5,770-49.5% | $7,623-61.8% | $7,775-62.5% |