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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,979 | $77,638+483.5% | $156,552+189.3% | $62,881+620.4% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 3.55% | 50.33%-46.8pp | 32.23%-28.7pp | 20.14%-16.6pp |
| Employer contribution / active EE | $40,684 | $3,444+1081.3% | $5,501+639.5% | $2,281+1683.7% |
| Participant deferral / active EE | $988 | $3,046-67.6% | $4,871-79.7% | $3,203-69.1% |
| Admin fee / account holder | $74,951 | $5,561+1247.7% | $13,028+475.3% | $4,296+1644.8% |