Retirement plan

HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. 403(B) PLAN

Name: HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. - HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. 403(B) PLAN (2016) Form 5500
Creator: HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. 403(B) PLAN, HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC.

HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC.EIN 56-1586870Plan #001PY 2016

603-B NORTH ELM STREET - GREENSBORO, NC 27402336-232-0136LinkedIn11-50 employeesglass, ceramics & concrete

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$566K

No prior year

Total participants

No prior year

Average account balance

$17,140

No prior year

Annual return

1.20%

No prior year

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$540K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$10K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

260.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$46K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$643

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2L2M2T3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$132K

$4123 / participant

Other / not subdivided$132K100.0%

% of EOY assets

23.326%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,140

$77,638-77.9%

$156,551-89.1%

$62,881-72.7%

Participation rate

71.9%

71.2%+0.7pp

84.0%-12.1pp

69.3%+2.6pp

Annual return

1.20%

50.33%-49.1pp

32.23%-31.0pp

20.14%-18.9pp

Employer contribution / active EE

$597

$3,444-82.7%

$5,501-89.1%

$2,281-73.8%

Participant deferral / active EE

$1,264

$3,046-58.5%

$4,871-74.1%

$3,203-60.5%

Admin fee / account holder

$3,998

$5,561-28.1%

$13,028-69.3%

$4,296-6.9%

HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HABITAT FOR HUMANITY OF GREATER GREENSBORO, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion