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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIRST-CITIZENS BANK & TRUST COMPANY Service code 21 · EIN 56-0223230 | Bank Trustee | $7,419 |
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $5,831 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,446 | $59,186-62.1% | $76,768-70.8% | $56,287-60.1% |
| Participation rate | 38.1% | 75.2%-37.2pp | 77.0%-38.9pp | 69.9%-31.8pp |
| Annual return | 6.98% | 6.62%+0.4pp | 2.43%+4.6pp | -9.96%+16.9pp |
| Employer contribution / active EE | $0 | $1,759-100.0% | $2,485-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $1,147 | $3,255-64.8% | $3,852-70.2% | $3,350-65.8% |
| Admin fee / account holder | $256 | $489-47.7% | $6,675-96.2% | $521-50.9% |