Filed September 11, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $163,618 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,672 | $61,756+16.1% | $70,092+2.3% | $77,904-8.0% |
| Participation rate | 63.1% | 79.9%-16.8pp | 70.5%-7.4pp | 73.7%-10.6pp |
| Annual return | -17.84% | -11.86%-6.0pp | 190.73%-208.6pp | 12.21%-30.0pp |
| Employer contribution / active EE | $1,386 | $2,706-48.8% | $2,559-45.8% | $2,848-51.3% |
| Participant deferral / active EE | $3,929 | $3,977-1.2% | $3,849+2.1% | $4,806-18.3% |
| Admin fee / account holder | $217 | $101+113.8% | $6,267-96.5% | $133+63.5% |