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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $19,199 |
MMA SECURITIES LLC2 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $15,511 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,639 | $59,006-61.6% | $97,197-76.7% | $74,429-69.6% |
| Participation rate | 82.9% | 63.7%+19.2pp | 72.7%+10.2pp | 67.2%+15.7pp |
| Annual return | 12.03% | 16.04%-4.0pp | 75.47%-63.4pp | 1368.38%-1356.4pp |
| Employer contribution / active EE | $376 | $1,894-80.1% | $2,723-86.2% | $2,625-85.7% |
| Participant deferral / active EE | $3,835 | $3,671+4.5% | $4,263-10.0% | $4,348-11.8% |
| Admin fee / account holder | $165 | $1,974-91.7% | $5,637-97.1% | $1,944-91.5% |