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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,291 | $82,678+14.0% | $125,391-24.8% | $68,490+37.7% |
| Participation rate | 95.5% | 75.1%+20.4pp | 82.4%+13.1pp | 67.9%+27.6pp |
| Annual return | -10.24% | -5.97%-4.3pp | 572.41%-582.6pp | -7.85%-2.4pp |
| Employer contribution / active EE | $6,489 | $3,382+91.8% | $4,816+34.7% | $2,597+149.9% |
| Participant deferral / active EE | $6,294 | $6,111+3.0% | $7,448-15.5% | $4,028+56.3% |
| Admin fee / account holder | $60,569 | $6,277+864.9% | $10,009+505.2% | $5,403+1021.1% |