See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HARBOR2 years Filed as: HARBOR CAPITAL MANAGEMENT Service code 51 831 E. MOREHEAD STREET, SUITE 350 · CHARLOTTE, NC 28202 | Investment Mgmt Fees | $31,480 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $450 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,195 | $69,362+80.5% | $101,248+23.7% | $73,488+70.4% |
| Participation rate | 63.2% | 68.4%-5.1pp | 75.8%-12.6pp | 70.7%-7.4pp |
| Annual return | 19.58% | 18.46%+1.1pp | 46.47%-26.9pp | 28.51%-8.9pp |
| Employer contribution / active EE | $1,315 | $2,628-50.0% | $3,660-64.1% | $2,270-42.1% |
| Participant deferral / active EE | $3,823 | $3,300+15.9% | $4,370-12.5% | $3,740+2.2% |
| Admin fee / account holder | $608 | $704-13.6% | $5,945-89.8% | $513+18.5% |