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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,130 | $148,623+67.6% | $135,974+83.2% | $139,466+78.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.85% | 79.30%-62.4pp | 68.30%-51.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $2,921 | $5,246-44.3% | $4,859-39.9% | $4,754-38.6% |
| Participant deferral / active EE | $9,968 | $8,103+23.0% | $7,760+28.5% | $6,712+48.5% |
| Admin fee / account holder | $7,823 | $12,406-36.9% | $10,767-27.3% | $11,409-31.4% |