Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIRST-CITIZENS BANK & TRUST COMPANY Service code 21 · EIN 56-0223230 | Bank Trustee | $39,042 |
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,449 | $57,921-25.0% | $84,753-48.7% | $57,658-24.6% |
| Participation rate | 46.9% | 72.9%-26.0pp | 76.6%-29.7pp | 70.2%-23.3pp |
| Annual return | 7.39% | 10.24%-2.8pp | 22.78%-15.4pp | 5.13%+2.3pp |
| Employer contribution / active EE | $263 | $2,598-89.9% | $3,574-92.6% | $1,974-86.7% |
| Participant deferral / active EE | $1,523 | $2,742-44.5% | $3,712-59.0% | $3,061-50.2% |
| Admin fee / account holder | $211 | $130+62.7% | $5,333-96.0% | $95+123.2% |