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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,651 | $107,030+5.3% | $73,550+53.2% | $147,586-23.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | 19.44% | 38.25%-18.8pp | -15.16%+34.6pp | 578.59%-559.2pp |
| Employer contribution / active EE | $1,945 | $1,760+10.5% | $1,219+59.5% | $4,876-60.1% |
| Participant deferral / active EE | $12,466 | $2,458+407.1% | $1,804+590.9% | $5,439+129.2% |
| Admin fee / account holder | $630 | $3,055-79.4% | $2,320-72.8% | $10,886-94.2% |